More Credit Repair Tips

Here are some more tips to help repair and build your credit:

  • Get a copy of your credit report- you can get one free annual credit report at
  • Review report thoroughly to check for any errors such as, identification errors, misspelled errors, addresses, name, and date of birth
  • Make a list of negative info- past due accounts, collections, student loan defaults, and high credit utilization rate
  • File a dispute with credit bureaus: Experian, Equifax, & TransUnion

Here’s a sample letter courtesy of


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